9 Proven Ways Singaporeans use to Earn Money Online

Earn Money Online Singapore

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Ever tried searching on Google with search terms like “how to make money online” or  “make money online fast”? We bet all of us did at some point in our lives. Multiple income streams have always been a favourite topic among Singaporeans since it has been proven to make people extremely wealthy. But some online money-making ways are either very complicated or only feasible in certain countries. Well, here’s a list of what we have found and tested to be working fine in Singapore. Some of these methods can earn you lots of money, while the rest give you small trickles of income AKA beer money.

Disclaimer: No affiliate links are present in this how to make money online guide. We make zero profit from any of these corporations. We genuinely want to spread awareness to some of this income streams but would greatly appreciate if you could give us a Facebook page like here.

1. Toluna

Toluna how to make money online

A survey site which you can access on all platforms. There’s an app for it here (iPhone) or here (Android). Toluna is a mini community-based platform with the key function of phone devices being public polls and random surveys. You earn in the form of points every time you complete a survey and these points can be used to redeem attractive prizes, ranging from PayPal cash to Capitaland vouchers. Occasionally, polls also reward you with points too. The interesting thing about this platform is that you can create surveys yourself too, kind of like a free tool for social experiments where you can obtain a small pool of results on what people think about a particular topic or product. This produces fast instant survey results for your polls, without having to persuade people to do it through Whatsapp.

Recommended for: Teenagers who want to earn additional S$20+ a month or for adults whose primary objective is not to make money online but to gain opinions and perspective from other people in this community. Do note that Toluna takes up to 3-4 weeks to process your rewards once redeemed.

2. Travel Smart Rewards (TSR)

If you have not registered for this site, you have already lost potentially hundreds of dollars of travel expenses for the past few years (Us included, unfortunately). Travel Smart Rewards is currently closed for registration but fear not, it is coming back in April 2017. Do keep a lookout for them. TSR is sponsored by LTA and is also in partnership with Transit Link. It is a good movement initiative to promote and encourage Singaporeans to take more public transport specifically during decongesting periods by giving you free cash.

Travel smart

How does it work? All you have to do is to sign up with your EZ-link card. We are serious. Your TSR account automatically earns points for every kilometre of MRT travel, and there are several multipliers if you travel at decongesting periods such as 6.15-7.15 AM or 8.45-9.45 AM. TSR also offer additional multipliers to corporate companies who want to reward their employees for commuting during the decongesting periods. You may get your HR department to contact them to work out a scheme. Lastly, you can also earn points by playing their new game called The Ride One.

How to Redeem Points

Two ways: Either play safe (not recommended since 1000 points = S$1 only) and redeem points straight for cash or take a chance. We strongly recommend you to play the mini-game instead as the likelihood of winning big EZ-link cash is so much higher (S$1-200 each time). If you are lazy, you can even opt-in to let the AI play the game for you. All you have to do is to check your email. From there, you can check how much winnings you get on a regular basis. [Update 25/5/2017: This is now replaced by a Special Offers tab, do not play the game!]

To redeem your winnings, just head down to any Add Value Machine (AVM), place your card on top of the reader and hit TSR Rewards. Note: AVMs are the purple machines you see out there where people seldom go to, the usual ones we top up our cards with are called Ticketing Machines.

Recommended for: Anyone who has an EZ-link card and a brain. If you are interested in saving various amounts of travel expenses every month with minimal effort, this is the way.

Update on 22 June 2017: You can sign up here.

Making money, or rather, saving money on TSR isn’t that great anymore. It is unknown to Guidesify whether TSR will revert some of its old features to make its platform attractive again. Nevertheless, every cent counts and in this case, free money!

3. Website To Make Money Online

Feeling adventurous? This method is not for the weak-hearted and requires a lot of knowledge, skill and perseverance. With the success of sites like Goodyfeed, TheSmartLocal, SGAG, etc., people all over the world have thought of setting a blog/website themselves (just like us), making a name for themselves too. Breaking into this market to make money online is tougher than ever.

However, what is life without a little challenge? As long as you are able and willing to pick up these skills and write consistent quality content, it is almost guaranteed for you to achieve success in the long run. Do not focus so much on profits but readership and gaining social presence as a writer.

Take a look at our current Authors List

Not Interested in Writing?

A website could be set up for other purposes to directly/indirectly generate revenue. Some people create websites to promote their own/other peoples’ local businesses and products/services. The possibilities of a site are endless.

Recommended for: Ambitious individual/small group who have a flair for writing or have an entrepreneur mentality. Must also be determined and creative with ideas to succeed. If not, picking it up as a hobby is fine too. 



  1. Rohan

    May 30, 2017 at 12:33 am

    Very useful and meaningful post i have ever read.Thanks for the updated information.

  2. Guidesify

    May 30, 2017 at 12:43 am

    Sure, glad we could help! Do share it on your website too if you deem it worthy 🙂

  3. Debasis Nayak

    July 9, 2017 at 11:23 pm

    I would recommended others to check out these ways for making money.. these are very fast and secured methods.. Logical Guy- Make Money Online

  4. cliff bets

    August 8, 2017 at 11:00 pm

    Yup very useful post.. Thanks you for the tips! I’ve already signed up to Toluna and got myself a few bucks, can’t thank you enough for bringing them to my attention! Toluna has helped me fund me whilst at uni, i would highly recommend anyone to use their service if you have a passion you will get with the added bonus of getting paid for something you love!

  5. Bernard Chia

    August 10, 2017 at 2:45 pm

    Redundancy is a real issue for the average middle aged guy or gal out there today. The trouble is online and digital marketing skills is touted like some mysterious and a difficult to understand subject matter that is meant for the young. Really, if you look at it, the basics of marketing still applies to the internet or digital economy, albeit a little different on the approach. I started taking the time and effort to understand this and all in my forties, so it really is not impossible to understand if one can realize that digital marketing is a tool like anything else that drives your purpose in the marketplace.

    As a Singaporean, and if you are one reading this, the Smart Nation initiative can be used to give you an edge in the global digital economy. You might want to check out http://www.blobproacademy.com

  6. boni

    September 12, 2017 at 2:51 pm

    Its really a great post for beginner

  7. Marketing Consultorio

    December 6, 2017 at 12:50 am

    I did not know any of these ways to make money. I’ll research more about them and maybe start billing with some of them. Thank you

  8. Amine Naciri

    January 9, 2018 at 3:47 am

    Awesome Post!

    I’m a true believer that you can turn any hobby into a side income. All it takes is a little dedication and ACTION. If you don’t take action, you’ll never earn side income.

  9. Thomas Tay

    April 12, 2018 at 9:53 am

    Making money online is everywhere now. For Uber or Grab driver, in fact they are making money online using their online platform. Drivers receive notification from the online apps and accept the job to pick up riders.
    For affiliate marketers promoting products on Amazon or Lazada or Q0010, they make money from the commission when buyers click their links.
    I have started creating my online business with a powerful platform to achieve my goal of owning my own business with #onlinebusinessfor50. The platform give me many tools to do keyword research, host my website with SSL security, purchase my own domains, with large community of internet experts to guide me along.
    Making money online in Singapore is feasible and I would say is critical because Singapore is such a tiny dot. We need to reach out to other part of the world. Doing business is the only way you can reach them.

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